des far-reaching plans to alter the two major government-run health-care programs. Senators will continue voting on three further budget plans, all of which are certain to fail in the Senate. The dueling votes were set up to illustrate the vast differences that exist between Democrats and Republicans on federal government funding levels in the near-term but more importantly how to address the fiscal problems that the large entitlement programs threaten the country with. The Senate vote was 40-57 against beginning formal debate on the spending framework. One Democrat and two Republicans didn't cast a vote. The five Republicans who voted against the plan were Sens. Scott Brown of Massachusetts, Susan Collins and Olympia Snowe of Maine, Lisa Murkowski of Alaska and Rand Paul of Kentucky. Paul opposed the plan because he believes it doesn't go far enough to rein in federal spending, while the others all voted no over concerns about the Medicare proposal. Ryan's plan would essentially replace Medicare with a voucher scheme providing subsidies to seniors toward thin places like Hong Kong and Singapore. Such outsourcing is illegal in Korea. "Such practices are part of the foreign banks' desire to manage their entire Asian portfolio," Kim said. "In cases of big investment banks, trading on a regional level can have a great impact on the domestic financial markets as such management can lead to sharp changes to the portfolios of the banks' local branches." The FSS plans to inspect 15 foreign banks operating in Korea every year to monitor their fund management from this year, citing the need to proactively manage potential market risks. "Foreign banking branches (in Korea) are considered to have a great effect in increasing the volatility of capital flows in and out of the market," the FSS said in a separate statement, adding such branches tend to take on short-term foreign currency borrowings to conduct derivatives or government bonds trading. Kim told reporters HSBC Holdings PLC and Credit Agricole S.A. have already been sanctioned for improper outsourcing of operations involving derivatives. He added that another European bank may be sanctioned fo